General DISCLAIMER

The information provided on this site is to be used and evaluated by the reader so they can make AN INFORMED DECISION on whether something will be good or bad for them. Extra links are provided for further education and information on many of the subjects in question, if desired.

Any information on this site is my own opinion, based on my own experience and knowledge (and, sometimes, information from trusted advisors), my own cynicism, and information I researched on the internet.

All information is provided "as-is", and does not imply that I know more than anyone else on the subject in question. I am not a lawyer or a doctor (for legal or medical issues mentioned.) This site is simply information and opinions that I would provide to my own family and friends if and when asked (and I have, for many of the items noted).

I do not promote, nor do I endorse (other than to provide links) any specifically mentioned item, business or people, unless I do so EXPLICITLY. Again, I am simply reporting based on information I have gathered.

I do not plan on removing any page from this site. If you are a person mentioned, or the owner, president or operator of any company mentioned, and wish to point out any errors in my reviews or on any page whose link I provided, please do so by email, and I will attach them to the review on a feedback page.

I have NO CONTROL over content that's NOT hosted on Orange Frog Productions sites.

The terms "sham", "scam", "scams", "flim-flam", "complain", "complaints", "rip", "rip-off", "fraud", "warning", similar words, and maybe "review" were sometimes used in searching for negative comments and reviews, and are meant to help searchers find those reviews. They are NOT meant to imply anything about the business or person in question.