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National Recreation Properties, Inc. (aka NRPI)

Page last updated July 31, 2007

All links verified July 09, 2006

Images added January 20, 2007.

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The Infomercials

Chuck Woolery from NRPI's Horseshoe Bay Resort Infomercial

Chuck Woolery
from NRPI's
Horseshoe Bay
Infomercial

Erik Estrada from NRPI's Angelfire Resort Infomercial

Erik Estrada
from NRPI's
Angelfire
Infomercial

NRPI sells property in many areas of the country. For the most part, they advertise them as "resort communities", some of them fully gated and privately secured.

The first NRPI infomercial I saw "starred" Erik Estrada and was for Angel Fire, New Mexico. I thought:

  1. A "celebrity" ... Not someone who ONLY promotes items in infomercials
  2. Nice-looking properties ... and being real-estate, there's not much they can do to rip people, because of the laws in place based on the old-time "land-grabbers", "land fraud", etc.

I have since seen other NRPI infomercials with Estrada and Chuck Woolery, another "celebrity". Turns out Erik and Chuck are NRPI's national spokesmen.

For all or most of the NRPI property infomercials I have seen:

What You're Shown

The celebrity announces himself and the property in question.

Mostly from exciting helicopter aerial shots, they show the "amenities", a few "testimonials", quick shots of a few building sites. the star's "face-time", things you can find in the "nearby" "big cities" and small, sometimes "historical towns". and the rest of the time, they're showing nice-looking, large (some HUGE) homes and houses.

Some of the quotes from people who supposedly live there

  • "out in the country"
  • "our own little oasis"
  • but "close to the cities"

The surrounding area is "growing".

Prices mentioned are for "entry-level" properties, and seem low for "resort properties". The key to NRPI's low prices is that all of the subdivisions they are selling were "developed years ago", (some) with roads, utilities, etc. [I don't recall if Angel Fire, NM had utilities. I don't believe it did. -bs]

[More recently] If you sign up for a free weekend visit online, save $200 off purchase price.

What They DON'T Say

ALL properties are located "outside of the big city" (usually within 30-100 miles, but also usually close to an interstate.)

While the aerial shots show a few building sites, they don't really explain whether the shots they are showing are the "entry level" properties they're advertising, nor do they show (or mention) how close to the "amenities" the properties shown really are.

A paraphrased quote: "Peace & Quiet of resort living - It feels like you're in the country but you're not." Uh, huh - This depends on what you call "country".

I know a lot of people that think Lebanon (population 13K+), Boone County (population 50K+), Indiana is "country".

Even Greater Lafayette (Lafayette population 56K+, West Lafayette population 29K+), Tippecanoe County (population 149K+), Indiana (where Purdue University (38K+ student population) is located) is "country" to some.)

Few would doubt that Indianapolis (population 794K+), Marion County (population 860K+), Indiana is a "city",

(NOTE: Lafayette and Indianapolis are listed in Wikipedia as "Metropolitan areas" and Lebanon and West Lafayette are considered "cities".)

While Indianapolis isn't the size of Chicago, New York or LA, in Indiana, it's a "big city". Both Lebanon and Lafayette are within the mileage ranges from Indianapolis that NRPI touts their "resort communities" are from "big cities". Neither are "small". Neither are "resorts" or near some of the "amenities" like NRPI's properties. My point is that "country" is really "city" or "metropolitan area" to some.

They always say the surrounding area is "growing". What that means is that you are buying the "peace and quiet" of resort/"country" living, but it's building up fast. Remember, the more population, the more noise, traffic, school districts, etc. In fact, at least one points out that there are 75 or so houses a year built in the area.

The price they show is for "entry level" properties (if they have any left). What that means is that they don't include waterfront, view, golf course, homesites close to a ski lift (for those properties), estate and upgraded properties which are priced higher.

"Entry level" also doesn't include any house... It's only for the property. YOU have to build your house (and there MAY be community covenants on what it must look like, how large it is, where on the property it's located, whether you can plant certain things, where utility stuff is located, etc.)

None of the the prices listed include association dues, membership dues (for some of the amenities) AND PROPERTY TAXES (And, thanks to NPRI (see below), those will now be MUCH higher on these properties.)

And, remember, SOME of these properties don't have utilities or paved roads, yet, though you are not shown that.

They do their own financing and the rates are 14.9%-15.9%APR (on 07/06/2006) - 180 payments or 15 years. Document fees and title insurance can be rolled into monthly payments. I don't know if they would allow you to finance elsewhere, though I don't know HOW they could prevent it.

As for the "free weekend", while this may only happen if your credit rating doesn't qualify, they ask for a $200 "good faith deposit". If you decide (in just two days?) to purchase a property, they will then transfer that money from their escrow to your purchase. I don't know if you get that money back, meaning the weekend is actually "free". If you don't purchase, they say they will return your deposit within three (3) business days.

And, from what I understand, your free weekend is planned, down to the minute. There's always an NRPI person with you. They don't want you seeing certain areas, apparently. You do not have time to (nor do they want you to) rent a car and check the area out "on your own". I also believe they would discourage your talking to the "locals" about the property or area.

So, let's be careful out there, huh?

NRPI's Sales Site Logo

NRPI's Angelfire Resort Website (01/19/2007) - Example Website

NRPI's Anglefire, NM
Website (Example)

Product Websites

I didn't include a "product" subheading here, as the product they sell is real estate ... land ... pure and simple.

Property Websites

NRPI property websites INCLUDE the following. (There seem to be multiple for each, and I may have missed some. Some of the following are from NRPI's BBB listing.) According to the websites, some of these properties are Sold Out - Indicated with Property is Sold Out. The properties for which I've, personally, seen infomercials are indicated with eyes: Eyes - Seen it.

NRPI Corporate and General Sites

 

NRLL (aka LandAuction.com) Logo

NRLL
(This is one of the DBAs of NRPI, per the BBB website, and it's address is the same.)

  • Sell Your Lot - As NRLL identifies properties they wish to purchase (see LandAuction.com FAQ quote, below), they apparently send out postcards and letters asking if the owner would like to sell. HOWEVER, here they say "The information you supply will assist our land inspectors to inspect and value your property, and there-after we can make you a purchase offer.", but below, in the FAQ, they say "We have not seen the properties...". Which is it?
  • LandAuction.com - "America's Liquidator of Affordable Land" (aka landdissposition.com)
    (partial quote from the FAQ)
     

    Q. What kind of properties can you buy at this gigantic land auction?

    A. There is something for everyone. We offer a wide variety of land parcels… from small city lots to large piece of acreage. And the best part is we offer very easy financing and low minimum bids so almost anyone can afford to own property with landauction.com.

    Q. Who owns the properties being sold at auction?

    A. We own everything that we sell. We are not real estate brokers or agents.

    Q. How do you acquire your properties?

    A. We acquire properties from many different sources, including private parties, estate sales, banks, foreclosures, bankruptcies, government tax sales, etc. Basically, we look for bargains, so that hopefully you buy a bargain.

    Q. Are there any liens on the property?

    A. No. We guarantee free and clear title on all properties we sell.

    Q. Should I look at the property prior to bidding?

    A. Yes. We have not seen the properties and it is your responsibility to make sure that a particular property suits your needs. You shouldn’t buy land without looking at it first. (See conditions of sale for details)

     
  • LA (California) BBB - LandAuction.com//NRLL Company Report Summary
  • LA (California) BBB - LandAuction.com//NRLL Company Report (Detail)
    (dba National Recreational Properties, Inc.)

Research

Here's what I found (as I understand it):

National Recreational Properties, Inc. (NRPI)

NRPI finds old (some abandoned) subdivision plans and properties up for tax auction sales and large-scale foreclosures, buys them low, flips them high, and pockets big profits.

Many of these properties are (currently) "off the beaten path," some with no amenities, meaning water, electricity, sewers, roads. ... I guess as the homes get built, either the locality or NRPI will build the infrastructure for those subdivisions and properties, which hopefully and supposedly (I haven't seen any contracts) the owner will NOT have to pay for, but on which they could then build their "dream home." In the meantime, the owner will be responsible for property taxes (normally based on assessed value, which NRPI has inflated drastically (see below)), but which may give them (the owner) a "write-off" on their personal taxes), but there will be no home; in some places, no way to build a home; and all moneys going out of their pockets for "the property."

"Buy low, sell high" is a standard marketing tool. It's how EVERYONE in retail, real estate and various other "hard product" fields make money. Normally, "high" is not that much higher than what they bought for, but anything above that cost is profit, so ... In this case, NRPI says the valuations the assessors are using are too low, and sell the property at what many believe to be an extremely inflated price. They don't sell to "locals," in fact most "locals" either know the actual value of the properties, or sold theirs to NRPI or LandAuctions.com - which is associated with NRPI.) The properties are usually sold to people whole live hundreds of miles away from the property in question. (Can't just drive up to look the property over on a weekend trip.) They DO offer a free trip out to look at the property.

Originally taken from the Angel Fire website, Free Weekend page:

"Most qualify for free weekend and financing. However, lower credit scores require a refundable travel deposit. A good-faith fully refundable travel deposit will be put into our real estate trust account and will be applied to you purchase or be fully refunded to you within 3 business days if you decide not to purchase."

(NOTE: During the OFPv2 Redesign, I rechecked all links, and their "free weekend" pages all link to a sign-up page, where you enter contact information before going to the next page. (I didn't.))

Think about this: They are now using YOUR money to boost their revenue reporting and earn interest on it for the time they have it. They say it will be refunded in three (3) days (if you don't buy property), I would be willing to bet it will take longer for your money to be returned. This seems to be standard for many mail-order and other companies offering rebates (say it will take x amount of time, and it's a little longer), AND probably for the same reasons. Even if it is only three (3) days, they have your money for that time.

By the way: NRPI touts that 72 hours from when you sign the contract to cancel it. Federal law says that if you are buying real-estate, the "three-day cooling off period" does not apply (see FTC - Facts for Consumers - "The Cooling-Off Rule: When and How to Cancel a Sale"), so this MUST be written in the contract. If you fall prey to a fast-talking salesman (NRPI says they don't have them) MAKE SURE it's in the contract you (and they) sign. Then, make sure you follow all rules concerning the statement. (There should also be information about HOW you MUST cancel the contract within this period in the statement or contract.)

NRPI is also known to foreclose quickly on a property for non-payment and/or violation of the covenants and restrictions they've placed on them, and "flip" it again, ASAP, for even more money. (After all, someone HAD purchased it, so THEY must have thought it was a good deal, too, right? And now, we have all these other owners in the area, we can get even more, right?)

I read that NRPI is known to DEMAND first pick of all tax sales and foreclosures in the areas in which they are interested, which puts many of the LOCAL developers out of business.

From what I understand, Estrada (and probably Woolery) has property at all the locations for which he "shills" for the company. However, I'm sure that they are at least part, if not all, of his payment for doing the infomercials in both English and Spanish. (I read where Estrada, anyway, was not going to build on his properties.)

AND, in many cases, when NRPI comes in, buys properties and begins advertising through their infomercials, interest in the area, and demand for homes goes up, driving up property values in the area. Therefore, many of these areas (some with depressed economies) welcome NRPI with open arms, even though they know the prices on the NRPI properties are MUCH more than it's really worth. (Think of the property tax revenues generated on these properties!) I've also read that once NRPI owns a large number of properties, they have a HUGE number of votes when Property Owner Associations are involved, and have been known to force any officers against them out.

LandAuction.com (aka NRLL)

LandAuction.com (aka NRLL) is a dba of NRPI and vice-versa. They are known to send out letters to owners of large tracts of land (and foreclosures, tax sales, etc.), asking if the owner would like to sell their property. Apparently, the process is fairly quick and they pay pretty quickly, but they usually buy the land for "pennies on the dollar".

My guess is that when this land falls into these "resort areas" (and this apparently can be anywhere from 0-30 miles from the shorelines, skiing areas, golf courses, etc., they tout so heavily in their ads, and/or within 60-100 miles of major cities/airports), and probably include abandoned or bankrupt subdivisions, they MAY actually send people out to visually inspect them. And if it fits their "stringent" standards, set up an office, and produce an infomercial for it, under NRPI's auspices. The other properties, are sold through LandAuctions.com.

Since they state, on their website FAQ (quoted above and below), that they haven't seen these properties, the information they get about them must be from public records and the sellers' papers. They MIGHT use MSN or Google to get satellite pictures of the area, but remember that many of these views are outdated by at least a few years.

BEWARE: The property MAY be worthless for what you want it for. I understand they've bought and sold property that is literally in the San Francisco Bay... Yes... Underwater. They've bought and sold properties on highways and interstates where you CANNOT build homes (but the "price was right"), and mountainous, unbuildable areas. These are sold on the website (part of the FAQ is quoted, above) which states "We have not seen the properties and it is your responsibility to make sure that a particular property suits your needs. You shouldn’t buy land without looking at it first." I'm sure there's a phrase in the terms and conditions, or even a paper you must sign, that you have inspected the property yourself and understand what you are buying. Just remember that phrase, "... I've got this land in Florida I'll sell you" COULD mean "deep in the Everglades" or "swampland".

Research Summary

What I found leads me to say that if I could afford it (which I can't, guys! - no email commercials and no spam, please), I would make the trip (it would supposedly be a nice 2-day vacation), check out the property and surrounding area (although I understand they don't let you travel around alone very much), and make my decision a day or so after I get back, as I do on most, if not all, major purchases. (If they don't allow that - and after I think about it and want to do it, their loss - I've seen and apparently like the area, and I would then deal with local real-estate people, right? And from what I understand, it would cost me much less!) After all, I've already done the research, right?

Reviews and Warnings

This section lists the sites where I found "negative" comments about the people and company, and/or the product. I only searched the first 30 pages of Google results (there were MANY more). I did not include all of those I found. However, if you would like to narrow your search for "bad" stuff, more than I, use the company names (quoted), the abbreviations (there ARE other NRPIs and NRLLs), with the terms "sham", "scam", "scams", "flim-flam", "complain", "complaints", "rip", "rip-off", "fraud", "warning", similar words, and maybe just "review", and see what you find.

WARNING: If you consider their (or others') offers, at least do as much research on them as you would in looking for a new house, car or doctor before buying anything. Also, be sure to read and understand any company's Privacy Policies and Terms/Conditions, too.

National Recreational Properties, Inc. (NRPI)

Many of these are "Questionable Practices" stories, though some aren't. A few may be the same story in different newspapers, they use the same quotes, or they all may be based on the same story ... I noticed some duplication during my "scan-throughs". These are NOT in chronological order.

Some of these have to do with areas that I haven't seen the infomercials, yet. Still, they deal with NRPI and their practices. Pay special attention to prices at which they bought properties (if noted) and prices at which they turn around and sell them (if noted) and how they "arrive" at those selling prices.

A Few Quotes from Other Articles

  • This quote is from another AP article, printed in various newspapers. It may appear under different titles elsewhere, but for these two, it was titled, "Sales in remote area of desert questioned"
  • FoundryMusic - "BVUYER BEWARE - ERIK ESTRADA SELLING CHEAP LAND"

    (WARNING: This site deals with Heavy Metal Music and its purveyors, and includes Porn Links, but the article in question, from "Fuzz Buttrock," apparently quotes a January 31, 2005 article from the National Enquirer [couldn't find THAT link -bs]:)

    "FORMER "CHiPs" star Erik Estrada has a new career in front of the camera-- telling cable TV viewers to join him in buying cheap homesites in California and Florida. But in his infomercials, on both English and Spanish TV stations nationwide, he fails to mention one thing: Many of the properties are so far out in the boondocks that there are no paved roads, no sewer, water or power hookups -- yet they're still priced sky-high!"

    [There's more ... Check the link -bs] 

  • The "Prevent Tragedy" website that deals with Alcoholism and Drug Addiction and has Estrada "Under Watch" (2nd to last paragraph) PreventTragedy Weblog - "Michael Jackson and pharmaceutical drugs"
  • from CareerBuilder at MSN - Search - Enter "NRPI" in KEYWORDS, and look at almost ANY posting (my findings: 07/09/2006):

    THIS is interesting because it says:

    "National Recreational Properties Inc. specializes in turning the American Dream into reality. Established over 15 years ago, NRPI buys and sells land across the country and has thousands of happy customers nationwide. As our business continues to expand into new markets, we are looking for great people to help grow our team. ..."

    [MY highlight - BS]

    (Yet. According to the BBB Online Reliability site:)

    "This company [NRPI] has been in business since 08/08/1997; This company became a Better Business Bureau member in 03/06/2003; This company was approved for BBBOnLine Reliability in 08/24/2005."

    [MY highlight - BS] (See BBB Warning, above.)

    which in mid-2006 is not quite TEN years. Both are as NRPI. HOWEVER, NRLL (LandAuction.com) DID exist before NRPI ...

  • from Hot Springs(AK) Village Voice - "NRPI visits HSV Board"
     

    "At the Hot Springs Village Property Owners’ Association Board of Directors’ work session, Villagers had the opportunity to learn about National Recreational Properties, Inc. (NRPI). / Beth Graves told the Board that lots to be purchased by NRPI were located through the Arkansas State tax roll as well as recommendations by the POA concerning lots that were to be turned over to collections."

    [MY highlight - BS]

     
  • then, see
    • NWAnews (Northwest Arkansas' News Source) - "Auction nets POA $897,500"
       

      "Land prices reached a new high at the Property Owners Association’s lot auction Friday, March 10 at Riordan Hall. / National Recreational Properties, Inc., based out of Irvine, Calif. but with an office in Bella Vista, cleaned house with 90 lots purchased for $710,000, an average of around $7,900 per lot.

      ...

      Minimum bids for each lot were set at $5,000. Successful bidders had to pay the final bid amount before leaving the auction and will receive their official deeds by mail after they are filed with the Benton County Circuit Clerk. / Winners were also responsible for a POA Title Transfer Fee of $100, a Benton County Title Filing Fee of $11 and Arkansas revenue stamps of $3.30 for every $1,000 of the purchase price. / All lots purchased will have property taxes paid through 2005 by the POA, but buyers will be responsible for 2006. Cliff Jenkins handled auctioneer duties for the POA. "

      [MY highlight - BS]

      [So figure $7900 per lot + $100 (title transfer) + $11 (title filing) + about $25 (AK revenue stamps) is about $8036 per lot.]

    • and from Bella Vista Village (AK) Website - Pricing (07/09/2006)
       

      "On approved credit. Full price $24,900 • APR 14.9% • 180 payments of $350.90 • Amount financed with fees $25,195 • Finance charges $37,967 • Total cost $64,557 • Excludes property taxes • Monthly payment includes $995 closing fee and $595 title insurance fee in financing • Cash price with closing and title insurance fee is $26,490 • No prepayment penalties • Prices are for entry-level home sites and do not include a home. Golf course, view, lake and upgraded properties are priced higher

      TERMS SUBJECT TO CHANGE WITHOUT NOTICE."

      [after $1,295 down]

      [MY highlight - BS]

      NOTES: MY calculations show TOTAL COST is $64,457 [calc: $1295 (down) + ($350.90 * 180 months)]. Also, remember that the FULL financed prices shown INCLUDE closing fee and title insurance.

      • Which means at $24,900, NRPI is making $16864 or 210% profit! [calcs: $24,900 - $8036 = $16,864 and $16,864 / $8036 = 2.0985 * 100 == 210%]
      • If you finance it, they would make $56,521 in 15 years [calc: $64,457 - $8036], or 703% profit. [calcs: $64,457 - $8036 = $56,521 and $56,521 / $8036 = 7.0334 * 100 = 703%]
      • At $4210.80 per year [calc: $350.90 * 12], the lot is more than paid for ($8070.70) in 23 months (1 year and 11 months) and the rest ($350.90/mo for 157 months or $55,091.30) is NRPI profit!
      • And even THAT doesn't include property taxes at the assessed value of the property (which would be somewhere around $25K on a $7900 lot!)
      • Note also that NRPI's APR is 14.9%. Current 15 year fixed rates are (rate) 6.250% (apr) 6.591% [source: eloan.com (07/09/2006)]
         

    • Horseshoe Bay Waterfront Property - on Lake LBJ in Texas (section IX)

      NATIONAL RECREATIONAL PROPERTIES: Since September, 2005, this highly successful Irvine, California company has been in HSB buying undeveloped lots, mostly remote upland interior ones located west of HSB's airport and in HSB South, with an intent to acquire an inventory costing approximately $50 million. The company's MO is to identify and buy undervalued, unimproved residential lots on what it considers a wholesale basis in resort areas with superior amenities and great growth potential for subsequent resale to California investors on a retail basis.

      The company has a long string of successful promotions across the country. It has a track record of unlocking the inherent real estate value in communities such as HSB, where in HSB's case, a huge supply of interior lots had previously over whelmed their limited demand, producing stagnant prices.

      As of June 1, 2006, NRP had acquired or contracted for in excess of 1,200 lots and spent an estimated $30 million, including buying out a 200+ lot inventory held by Wayne Hurd's Lake LBJ Improvement Corporation. It is still buying, with apparently some $40 to $50 million of total acquisition funds. Though initially focused on inexpensive interior lots that previously sold in the $2,500 to $10,000 range, the company bought up all lots available at that level and followed up by buying widely, paying as much as $105,000, which NRP paid for a multifamily lot. It has bought no waterfront lots.

      Their package of lots are being offered in a professionally-produced, nation-wide TV promotion. NRP's method of operation is to identify parties of interest, screen them for viability, fly them to Austin, put them up in an Austin hotel, bring them to HSB for brief stay, return them to Austin for the night, and fly them back to California the next day - all at its expense.

      It began bring in prospective purchasers on April 28, 2006 and has been closing sales with about 67% of the prospects it has brought in. Although they do offer showings during the week, most prospect come in on weekends. NRP will entertain 30 prospects on a typical weekend. It will generally close a sale with 20 and the typical sale ranges between $50 and $60,000.

      Typically, the company moves rapidly in and out of an area of interest - within a year or too. Their marketing effort, which is being coordinated out of the old Summer House Tea Room site on RR 2147, gives HSB another big boost towards being recognized as a well-known, world-class destination resort.

      NRPI will not be marketing its properties through the Multi-Listing Service, which means its sale prices will not be available as comparables for appraisal purposes.

      (my highlights - bs)

LandAuction.com (aka NRLL)

The following are just a few of the many sites on the web showing NRLL as purchasers of real-estate properties. Most, if not all, of these show the prices paid. NOTE: PDFs (PDF icon) will require Adobe Acrobat Reader Get/Download Adobe Acrobat Reader (Opens new window).

These are some of the news/magazine articles and message boards/forums with related information:

Summary

In all of the infomercials I saw, they spend a lot of time discussing the amenities and views in the area. However, the sites for which they mention the price are "entry level". "Entry level" in this case means "no home, no view, no waterfront (if one's around), not near ski lift (if one's around), no golf course view, no upgrade." In at least most, it appears that none of the "amenities", which they advertise so thoroughly are available without "association dues" or other fees!

While they don't list prices for the "upgraded" and "estate" sites, I'm sure they are MUCH more expensive, and I'm again willing to bet that THEY don't include any of the "amenities" either. Then again, if you can afford these sites, the amenities will be a drop in the bucket!.

Some of the properties have associated Resort pages. Not all the resorts are run/controlled by NRPI, though some are.

For ALL, if you are interested in the area, I would suggest you search for other real estate in the same area. You MIGHT find something with a nice house already on it, possibly closer to or ON the "amenities" that NRPI's "entry level" lots are NOT, for less than the land AND a house would be with NRPI. Just enter the phrase "real estate" (with quotes) and the name given in the NRPI ads (ie: "Angel Fire, New Mexico", "Angel Fire, NM", "White Bluff, Texas", "White Bluff, TX", etc. - use quotes for the phrase), and see what already exists and the prices. (For some, you MAY wish to skip search results with certain words. Simply add "-word" (quotes not needed for single words), to skip those sites. You can "minus" more than one word. For example:

+"real estate" +("White Bluff, Texas" OR "White Bluff, TX") -tennessee -tn -savannah

(capitalize "OR") should find all sites with:

  • WITH the phrases "real estate" AND "White Bluff, Texas"
  • OR WITH the phrases "real estate" AND "White Bluff, TX"
  • WITHOUT the words "tennessee", "tn" and "savannah" on the page

I would also suggest that you look for members of the NATIONAL ASSOCIATION OF REALTORS®. They ascribe to a strict Code of Ethics and Standards of Practice (see the " NAR® Code of Ethics: What Does it Mean for Consumers?"), and will use the registered trademarks: REALTOR®, REALTOR-ASSOCIATE®, REALTORS® (all caps or only initial letter cap) including the "®", and/or the following graphic logo:

REALTOR Logo

Use of registered trademarks: the Block-R logo, and the terms REALTOR®, REALTOR-ASSOCIATE®, REALTORS® by permission of the NATIONAL ASSOCIATION OF REALTORS® (NAR®).

 

by Bill Sanders © May 24, 2007 - email:  
(If you will allow me to publish your name on my Responses page (see below), please say so in your correspondence.)

Be sure to see the NRPI Page Reponses and my NRPI Responses (2) (correspondence from a former employee(?) and my response...) and NRPI Correspondence (with a representative of Palm Coast Holdings, Inc.)

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